Terms of Use

Last updated: June 23, 2026

These Terms of Use sets out on which you may use the Refract website (enterrefract.com). By using this website, you agree to these terms. These terms cover the website only. They do not govern any consulting engagement with Refract. A separate, signed agreement covers that.

About Refract

Refract is a strategy advisory and management consulting service, licensed as a freelancer under the Ministry of Human Resources and Social Development (MHRSD), Freelance License FL-593613698, based in Riyadh, Saudi Arabia.

What This Site Does

This website provides general information about Refract's services. Nothing on it constitutes a binding offer, a guarantee of results, or professional advice tailored to your situation. That comes only after a formal engagement is agreed in writing.

Intellectual Property

The content of this website, including text, design, and the Refract name and tagline, belongs to Refract. You may not copy, reproduce, or use it for commercial purposes without written permission.

Acceptable Use

You agree to use this website lawfully. Do not use it in any way that is fraudulent or harmful, or that could damage or disrupt the website or anyone else's use of it.

No Guarantee of Results

Strategy advisory work depends on information and decisions outside Refract's control. Nothing on this website should be read as a guarantee of any particular business outcome.

Limitation of Liability

To the extent permitted by law, Refract is not liable for any indirect, incidental, or consequential loss arising from your use of this website. This does not limit any liability that cannot be excluded under Saudi Arabia's law.

Governing Law

These terms are governed by the laws of the Kingdom of Saudi Arabia. Any dispute arising from your use of this website falls under the jurisdiction of the competent courts of Saudi Arabia.

Changes to These Terms

Refract may update these terms from time to time. The effective date above shows when they were last revised. Continued use of the website after a change means you accept the updated terms.